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Fixed Deposits


Fixed / Time Deposits

Lock in your savings and earn better returns over a set period.

This savings product allows members to deposit a fixed amount for a specific time period and earn higher interest compared to regular savings.

Key Benefits:

  • Better returns on savings
  • Encourages long-term financial planning
  • Safe and secure investment option
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Key Features:
  • Fixed savings amount
  • Locked for a defined period
  • Higher interest earnings

How to Start Saving with Bagezza SACCO

1. Register as a Member

Visit any Bagezza SACCO branch and fill in a membership form. Provide a valid ID and basic details to open your account.

3. Make Your First Deposit

Start small—deposit any amount you can afford. Consistency matters more than the amount.

2. Open a Savings Account

Choose a savings plan that fits your needs (daily, weekly, or monthly savings). Our staff will guide you on the best option.

4. Save Regularly & Grow

Continue saving regularly and watch your money grow. You also become eligible for affordable loans and other benefits.